Arrived vs Fundrise: Which Is Better in 2026?

• Minimum: Arrived $100 vs Fundrise $10 • What you own: Arrived, shares of one named single-family rental home held in its own LLC vs Fundrise, shares of a diversified fund (eREITs, the Flagship Real Estate Fund, private credit and venture funds) • Structure: Arrived, SEC-qualified Regulation A+ offerings per property vs Fundrise, SEC-registered fund offerings • Payouts: Arrived, monthly dividends vs Fundrise, quarterly dividends • Liquidity: Arrived, a secondary trading platform for rental-home shares since November 2025 vs Fundrise, a redemption program run by the platform, no secondary market • Geography: both US only, Arrived in individual Sun Belt and Southeast rental markets, Fundrise across build-for-rent, multifamily and industrial assets nationwide • Founded: Arrived 2019 in Seattle vs Fundrise 2012 in Washington, DC • On the Threeworld index: Arrived's individual homes are listed, Fundrise has no live listings because it sells funds rather than properties Fees are set per offering on both platforms and change over time, so read the offering circular for the exact asset management and property management charges before you invest.

On Arrived you own shares of a limited liability company that holds one house. You can see the address, the purchase price, the rent, the tenant status and the projected yield before you buy, and your return rises and falls with that one house. Arrived also runs two pooled products, a Single Family Residential Fund and a Private Credit Fund, but the core of the platform is the individual home. On Fundrise you own shares of a fund. The Flagship Real Estate Fund and the eREITs each hold many assets, so your $10 is spread across build-for-rent communities, apartment buildings and industrial property that the Fundrise team chose. You never pick a building and you cannot opt out of one you dislike. That is the whole difference, and every other line in this comparison follows from it. If choosing the property is the point for you, Arrived. If not having to choose is the point, Fundrise.

Arrived pays monthly dividends from the net rent of each home. Across the Arrived homes on the Threeworld index the median projected annual yield is in the high 3% range, which is what stable single-family rentals in growing US metros tend to earn after property management, reserves and platform fees. Appreciation comes on top when the home is eventually sold, usually after a five to seven year hold. The live box above shows today's figures from the index. Fundrise pays quarterly dividends from across its funds, and the share price of each fund moves with the fund's net asset value, which Fundrise updates itself. Fundrise publishes historical returns for its funds on its own site, and those are self-reported figures for a diversified pool rather than a yield on one asset, so they are not directly comparable with an Arrived home. Fundrise is not on the index, so Threeworld has no independent figure for it. Neither platform guarantees anything. A vacant house pays no dividend on Arrived, and a fund can mark its assets down on Fundrise.

Arrived launched a secondary trading platform in November 2025, so you can list your shares in a home for other Arrived investors to buy. A buyer is not guaranteed and the price is whatever the two of you agree, but there is now a route out before the home is sold. Before that, the only exit was the sale of the property. Fundrise has no secondary market. You ask Fundrise to redeem your shares under its redemption program, which the platform can limit or pause in stressed markets. In normal conditions redemptions are processed on a schedule, in bad ones you may wait. Both are long-term products. Treat any money you put into either as committed for at least five years and treat the exit routes as a convenience, not a promise.

Arrived suits you if you want to know exactly which houses you own, want monthly income, and are happy to build a portfolio one home at a time. It is the most regulated route into individual US rentals and the tax paperwork is a familiar 1099. Read the full Arrived review for how the offerings are structured. Fundrise suits you if you want the lowest possible effort and the lowest possible minimum, want a diversified position from day one, and do not care which buildings are inside it. It is also a sensible base layer under a set of fractional properties from other platforms. If you live outside the United States, neither is an obvious fit and the guide to the best platforms for non-US investors is the better starting point.

Choose Arrived for ownership of specific rental homes with monthly income and a secondary market. Choose Fundrise for a diversified fund at a $10 minimum with quarterly income and platform-run redemptions. Many investors hold both: Fundrise as the broad base, Arrived for the homes they picked themselves. You can browse every Arrived home on the Threeworld marketplace next to the top-rated fractional properties from every other platform, with the same fields on each listing. Fundrise's funds do not appear because the index tracks properties, not funds.