Market guide

Fractional Real Estate in the United States

Fractional real estate in the United States means buying SEC-regulated shares or tokens of a single rental home, usually from $100, and collecting your share of the rent. It is the most regulated fractional market in the world, built on the Regulation A+ and Regulation D exemptions, and the home of Arrived, Mogul, Sols Lot, Fundrise and Cityfunds. Yields are lower than in emerging markets, typically around 4% to 6% net on single-family rentals, in exchange for the strongest disclosure and the deepest secondary markets. This page shows the live figures, the platforms, the structures and what to check.

Manhattan skyline at dusk with the Empire State Building lit
“The US invented the regulated fractional share. It is still the most protected way to own one.”By ·

Why the US Market Is Different

The US fractional market grew out of securities law rather than property law. The 2012 JOBS Act created exemptions that let a platform sell shares of a property-holding LLC to the public, with an offering circular the SEC has qualified and audited financials. That is why US listings are the most documented anywhere: every Arrived home has a filed offering that states the purchase price, the fees, the projected rent and the risks. The market itself is single-family rental homes in the Sun Belt and the Midwest, where prices are moderate and rents are reliable, plus a growing set of short-term rentals and specialist structures. Yields are lower than in Dubai or Spain because US house prices are high relative to rent, and because most platforms hold the homes without a mortgage.

The Platforms

Arrived sells Regulation A+ shares of individual single-family rental homes from $100, holds each home in its own LLC, pays monthly dividends, and opened a secondary trading platform in November 2025. Mogul curates short-, mid- and long-term rentals with tokenized shares on Avalanche from $250 and monthly income. Sols Lot sells appreciation rights on US homes, a contractual share of the future sale price with no rent, from $250. Reental lists US properties through shares of a holding company, from €100, paid in USDT. Fundrise sells diversified US real estate funds from $10, and Cityfunds sells shares in city-level home equity pools from $500. Lofty, a tokenized US rental platform from $50, is next to be integrated. RealT, the other tokenized US name, is in liquidation and its listings are indexed as closed.

Regulation A+, Regulation D and Tokens

Most US retail offerings use Regulation A+: the SEC qualifies the offering, anyone can invest, and non-accredited investors are capped at 10% of their income or net worth per offering. Regulation D offerings are private, usually limited to accredited investors, and carry higher minimums. Regulation Crowdfunding sits in between, with a $5 million annual cap per issuer. Tokenized US platforms wrap the same LLC shares in a blockchain token. The token is still a security, the same rules apply, and the benefit is a secondary market that trades around the clock and income paid in stablecoins. In every case you own shares of an LLC that owns the home. You are not on the deed, but the deed is inside something you part-own, and the LLC's operating agreement sets out what the manager can decide and what needs a vote.

Investing From Abroad, and Tax

Most US platforms, including Arrived, require a US tax identification number and a US bank account, which in practice limits them to US residents. Reental's US properties are the main route for international investors, and the tokenized platforms accept some non-US investors depending on their country. US distributions arrive as dividends on a Form 1099-DIV from corporate-style LLCs, or on a Schedule K-1 from partnership-style ones, which can pass through depreciation. Gains at sale are capital gains. Non-US investors face withholding tax on US-source income, typically 30% reduced by treaty, and should expect the paperwork to be the heaviest of any market.

What to Check on a US Listing

The offering circular, which is where the real fee schedule, the reserve and the projected rent live. The state and metro: property tax rates, insurance costs and landlord law differ enormously between Texas, Florida and Ohio. Whether the home is tenanted or newly built and waiting for its first lease. And the platform's exit terms: Arrived's secondary market has lock-ups and windows, Mogul's and Reental's follow their own rules. The listings below are the highest-rated US properties on Threeworld right now.

Top-rated fractional properties in the United States

All listings

More fractional properties in the United States

  1. Houston 1

    Houston, United States

  2. S. Euclid, Cleveland

    Cleveland, United States of America

  3. Miami 3

    Miami, United States

  4. Miami 2

    Miami, United States

  5. 14705 Fairland Dr

    Pflugerville, United States

  6. Naples 1

    Naples, United States

  7. 15 Wilshire Blvd

    Lubbock, United States

  8. Miami 1

    Key Biscayne, United States

  9. Miami 7

    North Miami Beach, United States

  10. Atlanta 1

    East Lake, United States

  11. 0 E 45Th St

    Jacksonville, United States

  12. Houston 3

    Houston, United States

  13. 503 Colorado Street Unit 4

    Lawrence, United States

  14. 323 E 9th St

    Davenport, United States

  15. 217 McClallen Dr

    Killington, United States

  16. Dania Beach 1

    Austin, United States

  17. Cleveland, Ohio

    Cleveland, United States of America

  18. 19013 Pawnee Avenue

    Cleveland, United States of America

  19. 2094 W 34th Place

    Cleveland, United States

  20. 11833 South Morgan Street

    Chicago, United States of America

  21. 615 Rose Ln

    Davenport, United States

  22. 235 West 107th St.

    Chicago, United States of America

  23. 854 Keystone Drive

    Cleveland, United States of America

  24. 10056 South Indiana Av.

    Chicago, United States of America

  25. 19005 Pawnee Ave

    Cleveland, United States of America

  26. 4417 West 51st Street

    Cleveland, United States of America

  27. 7923 South Manistee Av.

    Chicago, United States of America

  28. 11005 Brunswick Avenue

    Cleveland, United States of America

  29. Miami 6

    Miami, United States

  30. 1821 Donetto Dr

    Leander, United States

  31. 4408 17th Ave

    Rock Island, United States

  32. 172 OH-53

    McCutchenville, United States

  33. 3493 W 119th St

    Cleveland, United States

  34. 5604 Brownfield Dr (32 Units)

    Lubbock, United States

  35. 20 Sederholm Path

    Palm Coast, United States

  36. 1048 Hilton Rd

    Cinnaminson, United States

  37. 1106 29th Ave

    Rock Island, United States

  38. 217 W Stone St

    Gibsonburg, United States

  39. 12615 Jackson Ave

    Grandview, United States

  40. 2208 Murray Ave

    Atlantic City, United States

  41. 4506 S Fallwood Ct

    Columbia, United States

  42. The Sophie

    North Las Vegas, United States

  43. Fort Myers 1

    Fort Myers, United States

  44. Jacksonville 3

    Jacksonville, United States

  45. San Antonio 2

    San Antonio, United States

  46. San Antonio 1

    San Antonio, United States

  47. Jacksonville 2

    Mid-Westside, United States

  48. The Lincoln

    Cleveland, United States

  49. 3427 Sturdevant St

    Davenport, United States

  50. The Spurgeon

    Kingsport, United States

  51. The Roman II

    Humble, United States

  52. The Singletary

    Houston, United States

  53. 2489 Charlene Ct

    Macon, United States

  54. The Chadwick

    Nesbit, United States

Questions people ask

Can non-US residents invest in US fractional real estate?

On most US platforms, no: Arrived and others require a US tax ID. Reental's US properties and some tokenized platforms accept international investors. Threeworld shows each listing's access rules.

What is the minimum to invest in US fractional real estate?

$100 on Arrived, $250 on Mogul and Sols Lot, €100 on Reental's US projects, and $10 for Fundrise's funds. Lofty starts at $50.

What yields do US fractional rentals pay?

Single-family rentals on Arrived project around 4% net, with total returns higher once appreciation is included. Mogul projects higher figures on short-term rentals. The live US median is at the top of this page.

Is US fractional real estate regulated by the SEC?

Yes. Retail offerings are qualified under Regulation A+ or run under Regulation D or Regulation Crowdfunding, with filed offering documents. The regulation covers disclosure and structure, not the return.

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