Platform Comparison

Platforms look similar on the surface, a grid of properties with a yield on each, but they are built on different foundations. Single Properties vs. Funds: Some platforms sell shares in one specific house or building. You know exactly what you own and you can pick each one. Others, like Fundrise, sell shares of a fund that holds dozens or hundreds of properties. You get diversification in one purchase but no say in what is inside. Traditional Shares vs. Tokens: Traditional platforms register your shares in a company that owns the property, and they live in your account on that platform. Tokenized platforms such as Lofty, RealT and Reental issue your ownership as a token on a blockchain, held in a wallet you control. Tokens can usually be traded any time and pay income in stablecoins, but you take on wallet management and crypto tax reporting. Ownership vs. Rights: A few structures do not give you ownership at all. Cityfunds holds home equity agreements, so you get exposure to a city's home prices rather than to rent. Sols Lot sells appreciation rights, a contract to share in the proceeds when a homeowner sells, with the homeowner keeping title. These are legitimate and different, and they pay in different ways. Geography and Currency: Arrived and Lofty are US-focused. Stake and Prypco Mint sell Dubai property. Reental spans Spain, the US and Latin America in euros. Lokl is Colombian. Where a platform operates determines the currency your return arrives in, the tax rules that apply and whether you are allowed to invest at all. The Threeworld marketplace lets you filter by tokenized vs. traditional shares and by country, which is the fastest way to see how these structural choices change the listings available to you.

Minimums set who can start. Fees set what you keep. Payout schedules set when you see it. Minimums: They range widely. Fundrise starts at $10 for its funds. Lofty and RealT start at $50 per token. Arrived starts at $100 and Reental at €100. Stake is around $136, Mogul $250, Cityfunds $500, Prypco Mint about $545, and Lokl around $1,350. A lower minimum lets you diversify sooner with the same money. Fees: Every platform charges somewhere. Common structures include a one-time fee when a property is bought, an annual asset management fee of roughly 0.5% to 1.5%, property management taken from rent, and a fee at sale. Some also take a share of profits. Two platforms with similar listings can differ by two or three percentage points a year in what reaches you. The fee schedule is in each platform's offering documents and summarized on its Threeworld profile. Payout Schedule: Arrived and Mogul pay monthly. Fundrise pays quarterly. Reental pays monthly in USDT. Lofty pays daily in USDC. Cityfunds and Sols Lot pay at sale rather than from rent. Match the schedule to what you need. If you are reinvesting, frequency barely matters. If you are supplementing income, monthly is easier to plan around. Where It Lands: Traditional platforms pay to a linked bank account. Tokenized platforms pay to a crypto wallet, and getting stablecoins back to your currency involves an exchange and a fee of its own. Each platform's profile on Threeworld lists its minimum, fee structure and payout schedule in the same format so you can compare these three things across every platform in a few minutes.

Fractional real estate is a long-term investment on every platform, but how long, and whether there is an early exit, varies a lot. Hold to Sale: The baseline. The platform sells the property after a stated period, often five to seven years, and distributes the proceeds. Until then your money is committed. Most single-property platforms started this way and some still work only this way. Secondary Markets: Tokenized platforms usually run a marketplace where you can sell tokens to other investors at any time. Lofty and Reental have had these for years. Arrived launched secondary trading for its rental-home shares in late 2025. Sols Lot has a peer-to-peer market with no lockups. The catch is that a market needs buyers. Prices can sit below the platform's estimated value and it may take time to find a taker. Redemption Programs: Fund platforms like Fundrise let you request that the fund buy your shares back at net asset value, subject to limits, waiting periods and the fund's right to pause redemptions when markets are stressed. Lockups: Some platforms prohibit any sale for the first year or more, sometimes because securities rules require it. Check before you buy. The honest way to plan is to assume you cannot sell early, and treat any secondary market as a bonus. Money you might need within two or three years belongs somewhere more liquid than any of these platforms.

Regulation determines what protections you have and whether you are allowed to buy in the first place. US Platforms: Most sell shares under Regulation A+, which requires the offering to be reviewed and qualified by the SEC and is open to anyone. Arrived's single-property offerings and Cityfunds' retail funds work this way. Some offerings, especially higher-yield or private funds, are sold only to accredited investors, meaning people above certain income or net worth thresholds. Cityfunds' Select and Yield funds are examples. European Platforms: Reental structures Spanish properties as tokenized participative loans, a form of debt rather than equity, and it operates under Spanish and EU rules. The protections and tax treatment differ from a US share. UAE Platforms: Stake and Prypco Mint operate under Dubai's real estate and financial regulators, which have built specific frameworks for fractional property in recent years. Eligibility: Every platform runs identity verification and checks where you live. Some accept investors from most countries, others only from their home market. A US platform may exclude EU residents and vice versa, and a few countries are excluded almost everywhere. Threeworld shows which countries each listing accepts on the property page, so you can filter out what you cannot buy before you fall for it. A regulated structure does not make an investment safe. It makes the disclosures more reliable and gives you recourse if they are false. The property still has to be a good one.

Comparing platforms used to mean a tab for each one and a spreadsheet to reconcile the formats. Threeworld does the reconciling. Platform Profiles: Every platform we track has a page with its founding year, headquarters, minimum, fee structure, regulation, property types and payout schedule in the same layout. Read two or three profiles back to back and the differences are obvious. The Marketplace: Listings from every platform appear in one list in the same units. Filter by minimum investment, country, property type, status and share type, then sort by yield or by Threeworld Score to see which platform's listings rise to the top for the criteria you care about. The Threeworld Score: Because it rates every listing on the same four pillars, the score is a platform-neutral view. If one platform's listings consistently score high on transparency and another's score low, that tells you which one publishes enough data to be checked. Analytics: The league table on the analytics dashboard shows each platform's listed value, funded capital and average yield, updated daily. A platform with lots of listings but little funding is worth a second look before you commit. Your Watchlist: Save one candidate from each platform you are considering and compare them from your saved list. When you decide, follow the listing's link to the platform. Threeworld never holds your money or your shares. You open the account and buy on the platform itself, and your investment stays there. Next step: learn to read offering documents, which is where every platform's real terms are written down.