Best Fractional Real Estate Platforms in the USA (2026)

This list is limited to platforms with US properties on the Threeworld index, which rules out platforms we cannot verify and funds that own hundreds of homes at once. Within that set, the order comes from five things: 1. Index coverage: how many US homes the platform has listed and how they rate. The Threeworld Score is a 0 to 100 rating of each listing against its peers on yield, price, funding pace and listing age, so a platform whose properties score well is one whose listings hold up next to the competition rather than one with the loudest marketing. 2. Minimum: the smallest first position, because a $100 door lets you spread money across several homes. 3. Regulation and structure: whether you own shares of a company that holds the deed, and which regulator qualified the offering. 4. Access: who can sign up, and whether non-US residents or non-accredited investors are welcome. 5. Liquidity: whether there is a secondary market, and what the platform says about how it works. The live boxes under the headline show each platform's listing count, countries, median projected yield and lowest share price on the index today. Threeworld lists every platform's properties side by side with the same fields, never holds your money and never executes a trade, so use this ranking to shortlist and each platform's own offering documents to decide.

Best for: a US investor who wants the most regulated way to own a slice of an individual rental home. Minimum: $100 per property. Structure and regulator: each home sits in its own LLC and Arrived sells SEC-qualified Regulation A+ shares of that LLC, the same disclosure regime that lets a small company sell stock to the public. You receive a tax form each year like any other US security. Geography: US single-family rentals, plus a Single Family Residential Fund and a Private Credit Fund for people who want one position instead of many. Arrived is based in Seattle, was founded in 2019 and is backed by Jeff Bezos, Marc Benioff and Dara Khosrowshahi. Access: US investors, accredited or not. For non-US residents, check the platform's eligibility page, since neither the registry nor the dossier records a rule either way. Liquidity: a secondary trading platform for rental-home shares launched in November 2025, so you no longer have to wait for the home to sell. Volume is the platform's to prove. What the index shows: Arrived is the largest US source on Threeworld, and its properties carry the most conservative projected yields of the group, typically around 4%. That is the trade: a regulator-qualified share of a house at a modest yield. The Arrived review goes property by property.

Best for: an investor who wants a hand-picked US portfolio and is comfortable that the return projections come from the platform. Minimum: $250. Structure and regulator: shares in each property are issued as tokens on the Avalanche blockchain. Mogul was founded in 2022 in Washington, DC by former Goldman Sachs real estate professionals Alex Blackwood and Joey Gumataotao, and is backed by Tim Draper and Draper Dragon. Geography: short-term, mid-term and long-term rentals plus sale-leasebacks across the US, mostly single-family homes. Access: US investors. For anyone outside the US, check the platform's eligibility page. Liquidity: not a stated feature in our sources, so assume you hold until the property sells unless Mogul's own documents say otherwise. What the index shows: Mogul's listings carry the highest projected yields on the whole index, with a median near 17%, and Mogul reports a targeted average IRR of 18.8% across its portfolio (self-reported). An IRR is the annual rate that would turn today's investment into the projected future cash, including the sale. A projection that high deserves the offering document read twice, which is what the Mogul review helps with.

Best for: an investor who wants a few US homes inside a portfolio that also spans Spain, Mexico and the UAE, and does not mind tokens and stablecoins. Minimum: €100, about $110. Structure and regulator: Reental is a Spanish platform founded in Huelva in 2020. Its US assets are structured as shares of the property-holding company, represented by ERC-20 tokens on the Polygon blockchain. Income is paid monthly in USDT, a dollar stablecoin. Geography: most of Reental's 120 or so projects are in Spain, with a smaller US set alongside Mexico, Argentina, the Dominican Republic and the UAE. Access: global. Reental's terms welcome international investors, so this is the US route for someone who lives elsewhere, covered in the guide to fractional real estate for non-US investors. Liquidity: a 24/7 secondary market on the platform, and the tokens can be used as collateral in Reental's own lending protocol, Reenlever. What the index shows: Reental's listings carry a median projected yield around 11% across all its markets, and the platform reports a 16.47% average annual return on closed projects (self-reported). The Reental review explains the loan-versus-equity structures, which differ by country.

Best for: a bet on US house prices with no tenant, held in your own wallet, once the product is out of preview. Minimum: $250 on the listings Threeworld shows. Structure: not ownership. Sols Lot, based in Nashville, sells a Digital Assignment Contract, an NFT on the Chia blockchain that gives you a contractual right to a share of a home's future sale proceeds under a forward sale agreement with the homeowner, who keeps the title and keeps living there. There is no rent, only the appreciation at sale or buyout. Access: non-accredited investors, self-custody through your own wallet. Liquidity: a peer-to-peer marketplace for the contracts with no lock-ups. What the index shows: nine listings, all US single-family. One caution that decides its place at the bottom of this list: the platform's own site describes the current release as a testnet alpha with no real investment or legal right, so treat what you see today as a preview of the product, not a position to fund. The Sols Lot review tracks that status.

Fundrise is the largest direct-to-investor real estate platform in the US, founded in 2012, and it sells shares of diversified funds from $10 with quarterly dividends and a redemption program instead of a secondary market. It is not fractional ownership of single homes, which is why the Arrived vs Fundrise comparison exists, and its funds are not on the index because Fundrise has not opened its feed to us yet. Cityfunds, from Dallas-based Nada, pools equity stakes in owner-occupied homes across one metro at a time from $500. Its primary offerings were abandoned and its secondary market has been paused since June 2025, so it is on hold. Lofty, in Austin, sells tokenized rental homes on the Algorand blockchain from $50 with daily rental income in USDC and a secondary market. RealT, in Miami, sells tokenized US rentals on Ethereum and Gnosis Chain with weekly rent in stablecoin, and excludes US investors. Both are next in line for the index, and neither has live figures here until they are.

Start with the structure you want to own. If you want a regulator-qualified share of a specific house and a normal tax form, Arrived is the default. If you want higher projected income and can read an offering document critically, Mogul. If you live outside the US or want stablecoin rails, Reental. If you want the market's price movement without a tenant, wait for Sols Lot to leave preview, or look at Fundrise for a fund. Then compare properties rather than platforms. The top-rated fractional properties list ranks every listing on the index by Threeworld Score regardless of platform, and the fractional real estate in the United States page shows the live US figures and the best-rated US homes right now. Spread a first allocation across at least two platforms and several homes, and treat every projected yield as the platform's estimate until the rent actually lands.