PRYPCO Blocks vs PRYPCO Mint: Same Company, Two Different Products
PRYPCO, the Dubai property company founded by Amira Sajwani, runs two fractional real estate products that share a name and a brand and almost nothing else. PRYPCO Blocks is a DFSA-regulated crowdfunding platform: from AED 500 (about $136) you buy shares in a company that owns a rented Dubai home, get monthly dividends, and can sell to other investors in a window every June and December after a year. PRYPCO Mint is the platform behind the Dubai Land Department's tokenized title deed project: from AED 2,000 (about $545) you get a fractional share of a property registered in your own name at the Land Department, held as a token, with a marketplace you can list on after three months. Blocks is cheaper to get in and open to investors from most countries. Mint gives you the strongest title record in Dubai but its primary offerings are limited to UAE residents. Threeworld reads Prypco Mint's listings daily and only profiles PRYPCO Blocks, so the live box above shows Mint alone. Threeworld never holds your money.
| PRYPCO Blocks | Prypco Mint | |
|---|---|---|
| Minimum | AED 500 (about $136) | $545 |
| What you own | Shares in a special purpose vehicle set up for each property, the SPV is the legal owner on the title deed and its shareholder records are the legal record of your ownership | A direct fractional share of the property registered in your own name with the Dubai Land Department, held as tokens minted by DLD's tokenisation partner Ctrl Alt, which also acts as custodian |
| Regulator | Dubai Financial Services Authority (DFSA), PRYPCO Blocks (DIFC) Ltd holds licence F007958 with an Islamic Window | Dubai Virtual Assets Regulatory Authority (VARA), PRYPCO FZE licence VL/25/05/001, in partnership with the Dubai Land Department |
| Lock-up | 12 months from the date the property was funded | Three months from the start of the investment term |
| How you sell | Exit windows where you list Blocks for other PRYPCO investors at the market price or up to 20% below it, otherwise hold until investors vote to accept a sale offer | List tokens on the Mint marketplace to approved buyers, otherwise hold until the property is sold at its target value or by majority investor vote |
| Sale guaranteed | No. PRYPCO says listing Blocks does not guarantee a sale and plans each property around a five-year hold | No. The terms say valuations are no guarantee of market price and listed tokens are visible only to approved buyers |
| To buy | 1% acquisition fee plus 0.2% KYC and AML fee, both on the funding target | 2% acquisition fee plus a 2% Dubai Land Department fee |
| Each year | 0.5% administration fee from year two plus 0.1% KYC and AML fee, both on the funding target | 0.5% management fee on the funding target |
| To sell | 2.5% of the greater of the funding target or the sale value | 1% of the property's sale value |
| Sources | PRYPCO Blocks on ThreeworldPRYPCO Blocks help centrePRYPCO Blocks help centrePRYPCO Blocks help centre | Prypco Mint on ThreeworldPRYPCO Mint terms and conditions |
Table of contents
At a Glance
• Minimum: Blocks AED 500 (about $136) vs Mint AED 2,000 (about $545) • What you own: Blocks, shares in a special purpose vehicle that holds the title deed vs Mint, a fractional share registered in your own name with the Dubai Land Department, held as a token • Regulator: Blocks, the Dubai Financial Services Authority, licence F007958 with an Islamic Window vs Mint, the Dubai Virtual Assets Regulatory Authority, in partnership with the Dubai Land Department • To get in: Blocks 1.2% of the funding target vs Mint 4% of the funding target, half of it the Land Department's transfer fee • Each year: Blocks 0.6% from year two vs Mint 0.5% plus administrative, identity-check and valuation charges • To get out: Blocks 2.5% of the greater of funding target or sale value vs Mint 1% of the sale value • Lock-up: Blocks twelve months vs Mint three months • Selling: Blocks a two-week window in June and December vs Mint any time after the lock-in, to approved buyers • Who can buy: Blocks, investors from most countries vs Mint, UAE residents for primary offerings • On the Threeworld index: Mint yes, Blocks profile only The table above sets the two side by side from PRYPCO's own help centre and terms, with the date each line was checked.
What You Actually Own
Start here, because everything else follows from it. On PRYPCO Blocks each property is bought by a special purpose vehicle, a company set up for that one home. The company's name is on the Dubai Land Department title deed, and the company's shareholder records are the legal record of your stake. You own shares in the company in proportion to what you put in, and rent, after costs and fees, is paid to shareholders every month. Blocks is regulated by the DFSA as a crowdfunding platform in the Dubai International Financial Centre, under licence F007958, and is certified Shariah-compliant with an Islamic Window. This is the same model Stake and SmartCrowd use, and the regulation page on DFSA property crowdfunding explains what the regulator requires. On PRYPCO Mint there is no company in between. Mint is the platform behind the Dubai Land Department's tokenized title deeds, the first project of its kind in the region, launched in 2025 with the Dubai Future Foundation and VARA. Your fraction of the property is registered in your own name on the Land Department's title system, and it is represented by a token minted by the Land Department's tokenisation partner, Ctrl Alt, which also acts as custodian. The regulator is VARA, which licenses PRYPCO FZE as a virtual asset business, and the Land Department is the partner that keeps the register. The practical difference is what you hold if things go wrong. On Blocks you hold shares in a company that holds a deed. On Mint you hold a share of the deed. Both are real ownership, both are supervised by a Dubai regulator, and the second is as direct as fractional ownership gets anywhere in the world today. The regulation page on tokenized title deeds has the detail.
Fees Side by Side
The two products charge in different places, and the table above has the figures from PRYPCO's own pages. The short version: Blocks is cheaper to get in, Mint is cheaper to get out, and the annual cost is close. To get in, Blocks charges a 1% acquisition fee plus a 0.2% identity-check fee, both on the funding target, the full cost of buying the property. Mint charges a 2% acquisition fee plus a 2% Dubai Land Department fee on the same base, so 4% in total. Half of Mint's entry cost is the Land Department's transfer fee, which is a government charge rather than a PRYPCO one, cut to half the standard 4% under the Land Department partnership. On Blocks the Land Department transfer fee is not in the platform fee at all: it sits inside the funding target along with the trustee, brokerage, valuation and SPV setup costs, itemised per property. So the real gap is narrower than 1.2% against 4%, and you should read each property's funding target on Blocks before comparing. Each year, Blocks charges 0.5% administration from year two plus a 0.1% identity-check fee, so 0.6% from the second year and nothing in the first. Mint charges a 0.5% management fee on the funding target, plus an annual administrative fee, ongoing identity checks and periodic valuations that are listed but not quantified. Both take these out of rent before it reaches you. To get out, Blocks charges 2.5% of the greater of the funding target or the sale value when the property is sold, and the same 2.5% on Blocks you sell in an exit window. Mint charges 1% of the property's sale value when it is sold and publishes no separate fee for selling tokens on its marketplace. Both products take a share of any gain: Blocks a 7% appreciation fee on the profit above investment cost at sale, not charged on exit-window sales, and Mint an incentive fee of up to 15% of the return above the funding target, net of transaction costs. Mint's terms also allow fees to change on 14 business days' notice. The fractional real estate fees guide explains how a profit share compares with a flat fee, and the fee calculator applies Mint's published rates to your own number.
How You Get Out
This is the biggest practical difference between the two, and it favours Mint. On Blocks, PRYPCO plans each property around a five-year hold. After a twelve-month lock-in from the date the property was funded, you can list your Blocks for other PRYPCO investors in a two-week window that opens every June and December, at the market price or up to 20% below it. PRYPCO says listing does not guarantee a sale, and the whole property is sold only when investors vote to accept an offer. On Mint, the lock-in is three months from the start of the investment term. After that you can list tokens on the Mint marketplace at any time, priced within 15% of the latest Land Department smart valuation, and the marketplace opened in February 2026 to run around the clock. The terms say valuations are no guarantee of market price and that listed tokens are visible only to approved buyers, so a sale still depends on someone wanting what you hold. The property itself is sold at its target value or by majority investor vote. So on Mint you wait three months and can then try to sell on any day. On Blocks you wait a year and can then try to sell in two fortnights a year. Neither promises a buyer. Who can be on the other side of the trade matters too: Mint's primary offerings are limited to UAE residents today, which keeps its pool of buyers smaller than its rules alone suggest. How you get your money out compares every platform's route.
Who Each Is For
PRYPCO Blocks is for people outside the UAE, or inside it with less to place, who want a regulated Dubai rental income from AED 500 and are comfortable with a five-year plan and a once-a-year window to leave. It accepts investors from most countries after an identity check, pays monthly, and its Flip the Blocks deals add renovation projects for people who want a shorter, sale-driven return. It is the direct competitor to Stake and SmartCrowd, and Stake vs SmartCrowd covers that pair. PRYPCO Mint is for UAE residents who want the most direct ownership available, their name on the Land Department register, with a short lock-in and a marketplace they can use on any day. It costs more to get in, a good part of which is the government's transfer fee, and less to get out. It is a newer product with a small number of properties on the Threeworld index, all of them fully funded, so read the index figures as those properties' projections rather than a track record. The Prypco Mint review goes deeper, and Stake vs Prypco Mint compares it with the largest Dubai platform.
Verdict
If you live outside the UAE, Blocks is the PRYPCO product you can actually use, and it compares well on entry cost with the other DFSA crowdfunding platforms in the city. If you live in the UAE and have AED 2,000 to place, Mint is the more interesting product: your name on the deed, a three-month lock-in instead of a year, and a lower exit fee, in exchange for a higher cost to get in and a profit share at the end. The same company stands behind both, so the choice is not about trust in the operator but about the structure you want to hold and how soon you might want to sell. Every Prypco Mint listing is on the Threeworld marketplace with the same fields as every other platform, and the top fractional properties in Dubai list ranks them with Stake's by Threeworld Score. PRYPCO Blocks is profiled with its fees, exit terms and structure, and its listings will join the index when they can be read.
Questions people ask
What is the difference between PRYPCO Blocks and PRYPCO Mint?
- PRYPCO Blocks is a DFSA-regulated crowdfunding platform where you buy shares in a company that owns a rented Dubai home, from AED 500. PRYPCO Mint is the platform behind the Dubai Land Department's tokenized title deeds, where your fraction of a property is registered in your own name and held as a token, from AED 2,000. Blocks is open to investors from most countries, Mint's primary offerings are limited to UAE residents.
Which is cheaper, PRYPCO Blocks or PRYPCO Mint?
- Blocks is cheaper to get in, 1.2% of the funding target against Mint's 4%, half of which is the Dubai Land Department's transfer fee. Mint is cheaper to get out, 1% of the sale value against Blocks' 2.5%. Annual fees are close, 0.6% on Blocks from year two and 0.5% plus unquantified administrative charges on Mint. Both take a share of any gain at sale.
Can I sell my PRYPCO Blocks or Mint tokens?
- On Blocks, after a twelve-month lock-in, in a two-week exit window every June and December, at the market price or up to 20% below it. On Mint, after a three-month lock-in, on the Mint marketplace at any time, priced within 15% of the latest Land Department valuation. Neither guarantees a buyer.
Who regulates PRYPCO Blocks and PRYPCO Mint?
- PRYPCO Blocks (DIFC) Ltd is regulated by the Dubai Financial Services Authority under licence F007958, with an Islamic Window. PRYPCO FZE, which runs Mint, is licensed by the Dubai Virtual Assets Regulatory Authority and operates the tokenization project in partnership with the Dubai Land Department.
More from the Learning Hub
All articles
Platform Reviews
Prypco Mint Review 2026: Dubai Title Deeds from AED 2,000
Prypco Mint review 2026: Dubai Land Department title deeds, XRP Ledger tokens, the AED 2,000 minimum, the residents-only rule, exits and risks.
Platform Reviews
Stake vs Prypco Mint: Dubai Fractional Property Compared
Stake vs Prypco Mint for Dubai fractional real estate: DFSA regulation or Land Department title deeds, AED 500 or AED 2,000, and who can invest.
Platform Reviews
Stake vs SmartCrowd: Which Dubai Platform Is Right for You?
Stake vs SmartCrowd for Dubai fractional real estate: both DFSA-regulated from AED 500, compared on fees, lock-ups, exit windows, flips and who each one suits.