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SmartCrowd: Fractional real estate platform

DFSA-regulated fractional ownership of Dubai rental homes and renovation flips from AED 500 (about $136), with a share transfer window twice a year.

Profile checked October 24, 2026

Integration planned

SmartCrowd isn't in the index yet. Once the integration ships, its listings and figures will appear here alongside every other platform we track.

See the platforms we track

What it costs

To buy
1.5% one-time entry feeCharged on each Hold investment and covers escrow, AML checks, sourcing, due diligence and third-party reports. Flip deals charge 2.5% instead. Property purchase costs (the 4% Dubai Land Department fee, trustee, brokerage and valuation) are itemised in each property's funding target.
Each year
0.5% administration feeCharged quarterly pro rata from the day the property transfers to the SPV and deducted from your wallet. Property management, service charges and insurance vary per property and come out of rent.
To sell
2.5% of the sale priceCharged when the property is sold. The same 1.5% buy and 2.5% sell fees apply to trades in the Share Transfer Facility.
Flip profit share
60/40 split of profit above a 10% hurdleInvestors receive the first 10% of return before SmartCrowd takes its 40% share. SmartCrowd says the ratio may vary by project and partner.

Source: SmartCrowd fees and costs, checked October 24, 2026.

How you exit

Mechanism
Share Transfer Facility where you list shares for other SmartCrowd investors at up to 15% above or below the latest valuation, otherwise hold until investors vote to sell the property
Lock-up
12 months from the SPV registration date before shares can be listed
How often
Twice a year, a two-week window in March and again in September
Guaranteed
No. A listing only sells if another investor accepts your price, and SmartCrowd targets a hold of two to five years with a mandatory sale vote at the end of the term

Source: SmartCrowd help centre, checked October 24, 2026.

What you own

Structure
Shares in a DIFC company (SPV) created for each property and split into 1,000,000 shares, the SPV is named on the Dubai title deed and listed with its shareholders on the DIFC public register
Regulator
Dubai Financial Services Authority (DFSA), Smart Crowd Limited is regulated in the Dubai International Financial Centre

Source: SmartCrowd help centre, checked October 24, 2026.

Compare every platform on fees and how you get your money out.

About

SmartCrowd is a Dubai platform that pools money from many investors to buy residential property in the city. You put in as little as AED 500, and once a property is fully funded SmartCrowd sets up a company in the Dubai International Financial Centre to hold it. You own shares in that company in proportion to what you invested, and the company's name goes on the title deed. There are two kinds of deal. Hold properties are rented out, and your share of the rent is paid to your wallet each month after costs. Flip deals buy a home, renovate it and sell it, with a target of 12 to 18 months and profits split between investors and SmartCrowd once a hurdle is cleared. SmartCrowd has been operating since 2018 and is regulated by the Dubai Financial Services Authority. Getting out works two ways. Investors vote on selling the property, with SmartCrowd targeting a hold of two to five years. Before that, once a property has been held for a year, you can list your shares for other SmartCrowd investors in a two-week window that opens every March and September. Nothing obliges anyone to buy, so treat this as a multi-year investment.

Property types

  • Apartments
  • Villas
  • Studios
  • Penthouses
  • Renovation flips

What you get

  • DFSA-regulated, based in DIFC
  • Monthly rental income on Hold properties
  • Flip deals with a 12 to 18 month target
  • Share Transfer Facility twice a year
  • Investors vote on when to sell
  • Mobile app for iOS and Android

Other platforms on Threeworld

  • Arrived
  • Stake
  • Mogul
  • Sols Lot
  • Prypco Mint
  • Cityfunds
  • Lokl
  • Reental
  • Lofty.ai
  • BrickX
  • Bricksave
  • Binaryx
  • MeyReal
  • Collab

Learn how fractional real estate works