Fractional Real Estate Fees: What Every Platform Charges
Fractional real estate platforms charge in three places: when you buy, every year you hold, and when you sell. The headline numbers run from 0.5% a trade on BrickX to 5% in and 5% out on Binaryx, with annual charges from nothing at all on Lofty to 2% of asset value plus 8% of rent on Collab. Several platforms publish no percentage for one or more of the three, and the table below says so rather than guessing. Every figure comes from the platform's own pages or filings, with the date we checked it, and each platform page carries the notes and sources.
| Platform | To buy | Each year | To sell |
|---|---|---|---|
| Arrived | 3.5% of the home's purchase price, built into the share price | 0.6% of the purchase price a year (0.15% a quarter) for single family rentals, plus 8% of gross rent to the property manager | Up to 2.5% on each side of a secondary market trade |
| Stake | 1.5% acquisition fee plus 0.2% KYC and AML fee | 0.25% administration fee plus 0.1% KYC and AML fee from year two | 2.5% of the sale price |
| Mogul | 3% of the purchase price, plus a possible 2% setup fee | No recurring management fee on invested equity | Not published |
| Sols Lot | Not published | Not published | Not published |
| Fundrise | Not published | 1% a year: a 0.15% advisory fee plus a 0.85% fund management fee | None for Flagship and Income Fund shares, about 1% of share value for eREIT shares held under five years |
| Prypco Mint | 2% acquisition fee plus a 2% Dubai Land Department fee | 0.5% management fee on the funding target | 1% of the property's sale value |
| Cityfunds | 1% acquisition fee on homes a series buys, 5% to 7% purchase fee on each home equity agreement | 1.5% a year of each series' value, charged quarterly | 1% broker-dealer fee on a secondary trade |
| Lokl | Not published | Not published | 3% commission on a secondary-market sale |
| Reental | 4% structuring fee on the offer amount, set per offering | None charged to you | None at maturity |
| Lofty.ai | 2.5% of each share purchase | Not published | 3% of each share sale |
| BrickX | 0.5% of the price of each Brick you buy | 6% plus GST of rent to the property manager, A$0.09 a Brick a year for audits and valuations | 0.5% of the price of each Brick you sell |
| Bricksave | None charged to you directly, a structuring fee of unpublished size is built into each property | Ongoing property management fee, percentage not published | None stated |
| Binaryx | 5% of the amount invested | 2% of rental income to the platform plus a management share, 18% of rent by default | 5% on a peer-to-peer resale: a 3% discount to the buyer plus a 2% transaction fee |
| MeyReal | Not published | Not published | Not published |
| Collab | Not published | 2% a year of asset value (0.5% a quarter) plus 8% of gross rent to Collab as property manager | 2% of the sale price when the building is sold, then 20% of what remains after your capital is returned goes to Collab |
| SmartCrowd | 1.5% one-time entry fee | 0.5% administration fee | 2.5% of the sale price |
| PRYPCO Blocks | 1% acquisition fee plus 0.2% KYC and AML fee, both on the funding target | 0.5% administration fee from year two plus 0.1% KYC and AML fee, both on the funding target | 2.5% of the greater of the funding target or the sale value |
| Realbricks | Sourcing fee of up to 7% of the purchase price plus a 1% to 2.5% broker commission | 8% of gross rent plus a 0.75% quarterly asset management fee | 6% to 8% disposition fee on the sale price |
| Ark7 | 3% sourcing fee on the offering size | 15% of free cash flow as an asset management fee | Not published |
| Concreit | None for Cash Flow. Home Shares: 3% sourcing fee plus about 3.2% offering and acquisition costs out of the money raised | 0.25% advisory fee on your balance (a flat $5 a month under $5,000), plus 1% asset management inside each offering | 2% of principal withdrawn in the first year, 1% in the second year, none after two years |
| Groundfloor | None | None on loans and Notes | None |
| Deed | 1.5% transaction fee plus 0.2% KYC and AML fee | 0.5% administration fee on the amount invested plus 0.1% KYC and AML fee | 2.5% of the sale price plus a 7% performance fee on appreciation profits |
| TAB | Not published | 20% of the rent collected | Not published |
| Bricks | None | None | Not published |
| BRXS | Not published | Not published | 2% of the sale, paid by the seller on the Bulletin Board |
| Proptee | 0.5% commission on each purchase | Not published | 0.5% commission on each sale |
| Estateguru | None on the primary market, Estateguru keeps a 0 to 2% spread of the loan interest | 0.083% of outstanding performing principal, capped at €100 | 1% of the amount sold on the secondary market, paid by the seller |
| Property Share | 1% to 3% of the property price, plus 3.9% of the money raised on the newest schemes | 0.25% to 0.50% of the money raised, a year, after a first-year waiver | No fee to sell units. Up to 3% of the sale price when the scheme sells the building |
| Strata | Not published | Not published | Not published |
| hBits | Not published | Not published | Not published |
| RealTIn liquidation | Not published | 5% of rent collected plus 1.5% of repair costs to the property manager | Not published |
| LandaClosed | Not published | Not published | Not published |
| FintorClosed | 5% sourcing fee out of the money raised, plus up to 5% offering costs and a 1% brokerage fee | 1% asset management fee on capital contributed, plus 10% of rents collected for property management | 5% to 8% of the gross sale price as a disposition fee |
| HoneyBricksClosed | None from HoneyBricks | Not published | None |
| Reinvest24In liquidation | €0 on the primary market | Not published | 1% exit fee, plus 2% of the transaction amount if you sell on the secondary market |
| RendityClosed | None | Not published | 1.5% trading fee on each side of a trade, and Rendity kept 20% of the increase in value when a property was sold |
Table of contents
The Three Fees That Matter
Every platform in the table charges somewhere in the same three places, even when it calls them different names. To buy: a one-off charge on the way in. Stake calls it an acquisition fee (1.5%), Reental a structuring fee (4%), BrickX a transaction fee (0.5%), Binaryx simply a purchase fee (5%). Arrived charges a 3.5% sourcing fee too, but builds it into the share price so you never see it on a receipt. Each year: what comes off the top while you hold. Sometimes it is a platform fee on your invested amount, like Stake's 0.25% administration fee or Fundrise's 1% advisory and management fee. Sometimes it is a share of the rent, like the 8% of gross rent Arrived and Collab pay their property managers, or Binaryx's 2% of rental income plus the 18% management share it takes by default. Lofty bills nothing to you and lets each property's LLC pay its own manager out of rent. To sell: a charge on the way out, which only applies if there is a way out before the property is sold. Arrived takes up to 2.5% from each side of a secondary market trade, Lofty 3%, Stake 2.5%, Lokl 3%, BrickX 0.5%. Prypco Mint charges 1% of the sale value, Fundrise about 1% on eREIT shares held under five years and nothing on its main funds. The table at the top of this page lines all three up for every platform Threeworld lists. Click any platform name for the notes, the extra charges and the source we checked.
Built In or Billed to You
The first thing to learn from the table is that the biggest fees are often the ones you never pay directly. Arrived's 3.5% sourcing fee is paid by the property series to Arrived and sits inside the price of each share. Offering costs add roughly 3% more. You pay $10 a share, the house cost less than the shares add up to, and the difference is the fee. Collab works the same way at the series level: up to 5% of the purchase price in sourcing, up to 3% of the raise in offering expenses and a 1% broker commission leave before the building is bought, so the investor's receipt shows no purchase fee at all. Bricksave says it charges nothing to you directly, then notes that a structuring fee of unpublished size is built into each property. None of this is hidden if you read the offering documents, and it is not unusual in real estate. But it means two platforms can both say there is no fee to invest while one of them has already taken 6% out of your money. The honest comparison is the total cost over your holding period, not the line on the checkout page.
What It Costs, Platform by Platform
Grouped by market, with the registry's headline figures. The platform page has the full breakdown for each. United States. Arrived: 3.5% built into the share price, 0.6% of purchase price a year plus 8% of rent to the manager, up to 2.5% a side on the secondary market. Fundrise: no purchase fee, 1% a year, redemption free on the main funds. Lofty: 2.5% to buy, nothing annual, 3% to sell. Mogul: 3% of the purchase price plus a possible 2% setup fee, no recurring fee on your equity, no published exit fee. Cityfunds: 1% acquisition on homes, 5% to 7% on home equity agreements, 1.5% a year, 1% on a secondary trade. Collab: nothing billed to you, 2% of asset value a year plus 8% of rent, then 2% of the sale price and 20% of the remaining proceeds when the building is sold. Dubai. Stake: 1.5% acquisition plus a 0.2% KYC fee, 0.25% a year plus 0.1% KYC from year two, 2.5% to sell. Prypco Mint: 2% acquisition plus the 2% Dubai Land Department fee, 0.5% a year on the funding target, 1% of the sale value to sell. Spain, Latin America and Europe. Reental: 4% structuring fee on the offer amount, nothing annual, nothing at maturity. Lokl: no published buy or annual fee, 3% commission on a secondary sale. Bricksave: a structuring fee of unpublished size built in, an ongoing management fee with no published percentage, nothing stated on exit. Australia. BrickX: 0.5% on each buy and sell, 6% plus GST of rent to the property manager and A$0.09 a Brick a year for audits and valuations, with an investment management fee of up to 2.5% a year allowed per trust. Tokenized. Binaryx: 5% to buy, 2% of rent plus an 18% management share, 5% to sell peer-to-peer. MeyReal and Sols Lot publish no percentages at all. RealT, now in liquidation, published no purchase or exit fee and paid its property manager 5% of rent plus 1.5% of repair costs.
The Cheapest Way In Is Not the Cheapest Way Through
A worked example, on $1,000 held flat for five years and sold on the platform's own market, ignoring growth and rounding to the dollar. It is an illustration of how the three fees interact, not a forecast. Stake: about $17 to buy, $3.50 a year from year two, $25 to sell. Around $56, or 5.6% of your money over five years. Lofty: $25 to buy, nothing to the platform while you hold, $30 to sell. Around $55. Lofty's property-level costs come out of the rent before you see it, so the yield on the listing is already net of them. Arrived: $35 built into the shares, $6 a year in the asset management fee, 8% of rent to the manager, which at a 6% gross rent is about $5 a year, and up to $25 to sell on the secondary market. Around $115 if you sell on the market, closer to $90 if you hold until the house is sold. Binaryx: $50 to buy and $50 to sell before any annual charge, so $100 before the property pays you a cent. The pattern: platforms with low entry fees often recover them on the way out or in the annual line, and platforms with high entry fees sometimes charge nothing afterwards. A platform that costs 2% to enter and nothing to hold is cheaper over ten years than one that costs nothing to enter and 1% a year. Match the fee shape to how long you plan to stay.
The Fees You Will Not Find on the Website
Several cells in the table say Not published. That is a finding, not a gap in our research. Sols Lot publishes no fee at all. Lokl and Bricksave describe fees without giving a percentage. MeyReal's purchase fee is set per offering inside its app and only visible once you connect a wallet. Mogul's own pages give two different entry figures, 5% in one place and 3% plus 2% in another, and no exit fee. Collab's circular says its 2% management fee and 8% property management fee were set internally with no independent comparison, which is at least candid. When a fee is not published, the offering documents are the next stop. A Regulation A circular on SEC EDGAR lists every fee the series pays, which is how we found Arrived's and Collab's. A platform with no filing and no fee page is asking you to trust the yield figure without knowing what came off before it, and that is a reason to start small or not at all.
How Fees Change the Yield You See
The projected yield on a listing is usually calculated after property-level costs, such as management, insurance, tax and reserves, and sometimes after platform fees too. It is rarely calculated after the fee you paid to buy, and never after the fee you will pay to sell. So a listing advertising 8% with a 3% entry fee returns about 5% in year one and 8% from year two, and a listing advertising 8% with no entry fee but a 1% annual platform fee returns 7% every year. Over three years the first is better, over one year the second. Threeworld shows the listing's own fee fields next to its projected yield on every property page, and each platform's profile carries the full fee schedule with its source, so you can do that arithmetic before you fund an account. The AI assistant can run it for you across platforms if you ask what a given amount would cost on each.
How We Check These Numbers
Every figure in the table comes from the platform's own help centre, terms, fee page or regulatory filing, never from a third-party review. Each platform page links the exact source and shows the date we last checked it. When a platform does not publish a number we say Not published rather than filling the cell with a guess or an industry average. Platforms change fees, usually with notice in their terms. Prypco Mint reserves 14 business days. If you find a figure that has moved, the source link on the platform page is where to confirm it, and the contact page is where to tell us. To put the rates on your own number, the fee calculator applies each platform's published entry, annual and exit fees to an amount and a holding period, and says at least wherever a fee is not published as a flat rate.
Questions people ask
What fees do fractional real estate platforms charge?
- Three kinds: a one-off fee to buy, which runs from 0.5% on BrickX to 5% on Binaryx and is sometimes built into the share price as on Arrived, an annual fee while you hold, from nothing on Lofty to 1% on Fundrise or 2% of asset value plus 8% of rent on Collab, and a fee to sell on the platform's market, typically 1% to 3%. Several platforms publish no figure for one or more of these.
Which fractional real estate platform has the lowest fees?
- On headline numbers BrickX, at 0.5% to buy and 0.5% to sell with property costs taken from rent, and Stake, at 1.5% to buy, 0.25% a year and 2.5% to sell. Lofty charges nothing annually but 2.5% in and 3% out. The cheapest platform depends on how long you hold, because low entry fees are often recovered in annual or exit charges.
Are fractional real estate fees included in the projected yield?
- Usually the property-level costs are, sometimes the platform's annual fee is, and the purchase and exit fees almost never are. Check the listing's fee fields, and assume the first year's return is the advertised yield minus whatever you paid to buy.
Does Threeworld charge a fee on fractional real estate investments?
- No. Threeworld never handles your money and takes nothing from any investment. You browse and compare for free, and the paid plans are for the AI assistant and portfolio tools, not for access to listings.
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