Bricks: Fractional real estate platform
French crowdfunding platform selling property-backed bonds from €10. You lend to real estate project companies and earn monthly interest, you do not own a share of a building. AMF-authorised since 2023.
Profile checked October 24, 2026
Bricks isn't in the index yet. Once the integration ships, its listings and figures will appear here alongside every other platform we track.
See the platforms we trackWhat it costs
- To buy
- NoneBricks says investors pay no entry or management fee. Its revenue is a fee of 5 to 10% excluding VAT of the amount raised, charged to the project sponsor.
- Each year
- NoneNo management fee is charged to investors. The sponsor's fee is taken before the bond interest rate is set.
- To sell
- Not publishedNo exit fee is published. Bonds are held to the project's target maturity and Bricks describes no secondary market for them.
- Withdrawal
- €1.20 including VAT per external bank transferTwo withdrawals a year are free.
Source: Bricks fees page, checked October 24, 2026.
How you exit
- Mechanism
- Hold the bond until the project company repays it at the target maturity, typically two to ten years. Bricks describes no secondary market for its bonds (the Marketplace in its terms covers only the older royalty-based Bricks)
- Lock-up
- Not published
- How often
- Not published
- Guaranteed
- No. Bricks warns of a risk of losing capital and of illiquidity, says expected income is not guaranteed, and tells you to check each project's target horizon before investing
Source: Bricks how it works, checked October 24, 2026.
What you own
- Structure
- A bond (one Brick is one €10 bond) issued by the project sponsor's company, so you are a lender to that company under a bond contract, not an owner of the property
- Regulator
- Autorité des Marchés Financiers (AMF). Bricks SAS is authorised as a European crowdfunding service provider under number FP-2023-8 since 30 June 2023, with a passport to 26 EU and EEA countries
Source: AMF register of crowdfunding service providers, checked October 24, 2026.
Compare every platform on fees and how you get your money out.
About
Bricks is a Montpellier company founded in 2020 that started out selling royalty-style stakes in rental buildings and, after a warning from the French markets regulator, switched to real estate bonds in 2023. Today each Brick is a €10 bond issued by the company behind a property project. You lend that company money for a target period of two to ten years, it pays you interest every month, and it repays the principal at maturity. This is a debt product. You do not own a fraction of the building and you have no claim on its value rising. What you get is a fixed interest rate, the project's own guarantees as listed on its page, and the risk that the sponsor pays late or not at all. Bricks publishes its default and late-payment record on a performance page. Investors pay no entry or management fee. Bricks earns a 5 to 10% fee from the project sponsor on each amount raised, and charges €1.20 for each bank withdrawal after two free ones a year. The platform is authorised by the Autorité des Marchés Financiers as a crowdfunding service provider under the EU crowdfunding regulation, and its payment accounts are held by Lemonway.
Property types
- Real estate project loans
What you get
- Bonds from €10, one Brick is one €10 bond
- Monthly interest payments
- No entry or management fee for investors
- AMF-authorised European crowdfunding service provider
- Projects anywhere in Europe, mostly France
- Automatic investing tool at no extra cost
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