Is Fractional Real Estate Liquid? How You Get Your Money Out
Fractional real estate is not liquid the way a stock is. You get your money out one of three ways: another investor buys your shares on the platform's own market, the platform redeems them itself, or the property is sold and the proceeds are split. Every platform Threeworld lists sets its own rules on when you can sell, how often, and at what price, and not one of them guarantees a buyer. The table below shows each platform's route, lock-up and cadence from its own pages. This guide explains what those rows mean, what an early exit costs, and how to invest so that the question never becomes urgent.

| Platform | How you sell | Lock-up | How often | Sale guaranteed |
|---|---|---|---|---|
| Arrived | Peer-to-peer secondary market on the PPEX alternative trading system for property shares, a quarterly redemption programme for the funds | Six months on both routes | The secondary market opens for one week every month, fund redemptions settle at the end of each quarter | No. Arrived says liquidity is not guaranteed, sales depend on buyer demand and fund redemptions are capped |
| Stake | Exit windows where you list shares for other Stake investors to buy, otherwise hold until the property is sold by investor vote | One year from the property's acquisition before shares can be listed | Twice a year, a two-week window in May and again in November | No. Stake says some or none of your shares may sell in a window and recommends holding for the full three to five year term |
| Mogul | Hold until the property is sold by a super-majority investor vote. A secondary market is advertised as coming soon | Not published | Typical hold of five to seven years, three to ten on the how-it-works page | No. Mogul does not guarantee return of capital, and resale is subject to each property's company agreement, which is only shown inside the app |
| Sols Lot | Protocol swaps of an eligible SmartDeed for Sols when an approved route exists, or a separately approved and funded redemption. No peer-to-peer market | Not published | Only when an approved route is open and has capacity, no fixed schedule | No. Sols Lot says no exit is guaranteed and a secondary path should never be treated as liquidity |
| Fundrise | Liquidation requests filled by the fund itself, quarterly repurchase offers for the registered interval funds. No secondary market | None stated, though eREIT shares sold inside five years pay the 1% penalty | Quarterly for most funds, requests in by the last business day of the quarter, processed first in first out | No. Every fund's liquidation requests are subject to limits and Fundrise commits only to making an effort to process them |
| Prypco Mint | List tokens on the Mint marketplace to approved buyers, otherwise hold until the property is sold at its target value or by majority investor vote | Three months from the start of the investment term | Any time after the lock-in, priced within 15% of the latest DLD smart valuation | No. The terms say valuations are no guarantee of market price and listed tokens are visible only to approved buyers |
| Cityfunds | A secondary trading platform on the PPEX alternative trading system, opened in 2025 for six city funds. No redemption plan | Not published | Orders can be placed any time and execute only when a buyer and seller match, net asset values are updated quarterly | No. Trades happen only on a match and can clear at any price regardless of the fund's net asset value |
| Lokl | Lokl-mediated resale: you ask through chat, join a waitlist, Lokl matches a buyer and processes the assignment of units. Partial sales allowed. Otherwise hold until the project operates or is sold | Not published | On request, in order of application, whenever a buyer appears | No. The price may be above or below what you paid, and if nobody buys you wait |
| Reental | Sell to another investor accredited on the platform, through Reental's peer-to-peer market or outside it, otherwise hold until the loan matures or the property is sold. Current Spanish deals run eight to eighteen months | None for non-US investors. US persons face the one-year Regulation D and S lock-up | Any time per the help hub, though the offering documents say no secondary market currently exists and transfers are restricted | No. The memoranda rule out early-liquidity mechanisms, guaranteed secondary markets and buybacks and tell you to assume the investment is illiquid until maturity |
| Lofty.ai | An on-platform exchange open around the clock, limit orders matched between investors and market orders filled by market makers, plus buyback proposals and investor votes to sell a whole property | None, there is no minimum holding period | Any time | No. A limit order fills only when another investor matches it and Lofty promises neither a buyer nor a return of capital |
| BrickX | A per-property order book on the BrickX platform where buyers take the lowest listed price. If nobody buys, Brick holders can vote to sell the property and wind up the trust | None. You can list Bricks for sale any time after the property settles | Any time the order book is open, proceeds land in your wallet when another investor buys | No. BrickX says you cannot sell without a willing buyer and its disclosure statement calls the investment illiquid |
| Bricksave | Hold until the property is sold, after about four years or once annual returns pass 20%. A non-guaranteed liquidity plan lets you offer your shares privately to other investors through the platform | None formal, but Bricksave calls the investment illiquid until the term ends | Not published. Sales after the term typically take one to three months | No |
| Binaryx | An on-platform peer-to-peer market and a spot order book priced within 10% of a reference price. Off-platform sales are allowed if the buyer passes Binaryx KYC | None stated, but tokens can be sold only once the property's primary sale is complete. One holder is capped at 5% of a property | Any time after the primary sale closes | No. Binaryx disclaims any guarantee of performance or return of capital |
| MeyReal | Mey Real's own NFT marketplace with an on-chain order book, open to wallets that have passed its KYC | None by default. The FAQ allows disclosed exceptions per asset and the pool contracts carry a trade unlock time | Any time another verified wallet wants to buy | No. The terms of use list liquidity constraints and the inability to transfer among the risks you carry |
| Collab | Hold until Collab sells the building. There is no marketplace and no redemption right, and transferring shares needs the managing member's written consent | Indefinite. The circular tells you to expect to hold until the property is sold | None. Whether and when a building is sold is entirely Collab's decision | No. The circular says you may never be able to liquidate |
| SmartCrowd | Share Transfer Facility where you list shares for other SmartCrowd investors at up to 15% above or below the latest valuation, otherwise hold until investors vote to sell the property | 12 months from the SPV registration date before shares can be listed | Twice a year, a two-week window in March and again in September | No. A listing only sells if another investor accepts your price, and SmartCrowd targets a hold of two to five years with a mandatory sale vote at the end of the term |
| PRYPCO Blocks | Exit windows where you list Blocks for other PRYPCO investors at the market price or up to 20% below it, otherwise hold until investors vote to accept a sale offer | 12 months from the date the property was funded | Twice a year, a two-week window in June and again in December | No. PRYPCO says listing Blocks does not guarantee a sale and plans each property around a five-year hold |
| Realbricks | Quotation on PPEX, an alternative trading system run by North Capital, otherwise hold until the property is sold | Not published | Not published | No. The offering circular says no active trading market exists, only the Dalmore Series trades on PPEX, and investors should be prepared to hold for an indefinite period |
| Ark7 | Secondary market on PPEX, an alternative trading system, once the holding period has passed, with trades settling in one to three business days according to Ark7 | 12 months, and any transfer needs the managing member's written consent | Any time after the holding period, subject to a buyer being found | No. Ark7 says no secondary market may develop or be sustained and investors must be prepared to hold shares indefinitely |
| Concreit | Withdrawal request in the app, redeemed for cash by fund management when funds are available, first come first served, then paid by ACH | 60 days on every new investment | Requests reviewed weekly, two to four weeks from request to bank transfer | No. Concreit says redemption depends on sufficient funds and the manager's discretion, and shares may not be redeemed in a given period or at all |
| Groundfloor | Hold to maturity. A loan pays out when the borrower repays or the property is sold after a default, and a Note repays at the end of its 1, 3 or 12 month term unless you let it roll over | The full loan term, typically 6 to 18 months. There is no way to sell a loan early | Repayments post monthly as loans pay back. Notes mature every 1, 3 or 12 months with an opt-out window starting 7 days before maturity | No. The offering circular says there is no market for the LROs, that you may have to hold for an indefinite period, and that Groundfloor does not guarantee payment in the amount or on the timeframe expected |
| Deed | Exit windows where you transfer shares to another Deed investor, otherwise hold until investors vote by majority to sell the property after 3 to 5 years | 12 months before shares can be transferred | Twice a year | No. Deed's key risks page says there may not be anyone willing to buy your investment at a price you deem reasonable, or at all, and a failed secondary sale means waiting until the end of the investment term |
| TAB | Hold until the property is sold. There is no secondary market and TAB says you cannot transfer your investment to a third party or otherwise exit early | The full term of the investment, TAB says once you have invested you are committed for the full term | Not published | No. TAB calls its investments highly illiquid and says you should not invest money you may need at short notice. The manager may also sell the property early and return net proceeds before the end of the term |
| Bricks | Hold the bond until the project company repays it at the target maturity, typically two to ten years. Bricks describes no secondary market for its bonds (the Marketplace in its terms covers only the older royalty-based Bricks) | Not published | Not published | No. Bricks warns of a risk of losing capital and of illiquidity, says expected income is not guaranteed, and tells you to check each project's target horizon before investing |
| BRXS | Peer-to-peer Bulletin Board in the BRXS app where you list notes at your own price, other investors make offers, and payment happens between the two of you outside the platform. Otherwise hold until the property is sold or refinanced, BRXS intends to hold homes for up to ten years | Not published | Not published | No. BRXS says there is no guarantee your notes will sell or sell at your desired price, and calls property investments illiquid and difficult to sell. Notes bought before December 2023 are sold by emailing BRXS instead |
| Proptee | Order book on Proptee's own exchange where you place buy and sell orders for Fractions against other users, or withdraw the tokens to your own crypto wallet | Not published | Not published | No. The FAQ says the value of investments can go up as well as down and nothing promises a buyer at any price. The exchange depends on an app last updated in 2022 |
| Estateguru | Secondary market where you offer your loan claim to other investors at a minimum of €50 and they accept within the offer period. EG Grow positions cannot be sold there. Instant Exit, where Estateguru bought claims back, was discontinued in April 2024 | None for a primary investment. A claim bought on the secondary market must be held 30 days before it can be resold | An offer stays open up to 7 days and a given claim can be transferred once a month | No. Estateguru offers no buy-back guarantee and its terms say it may suspend the secondary market at any time |
| Property Share | Units are listed on the Bombay Stock Exchange and sold through your demat account like any listed security | Not published | Any trading day on the BSE | No. A sale needs a buyer on the exchange at your price, and the site makes no promise about trading volume |
| Strata | Resale of your stake to another investor, sale of the whole asset, or a pre-defined exit written into the deal | Three to six months, set per opportunity | Not published | No. The risk disclosure says a significant period beyond the lock-in should be expected and that a minority holder's exit depends on the other investors |
| hBits | Units of a listed scheme sold on the stock exchange, once a scheme has listed | Not published | Not published | No. The site says SM REITs let you sell without long waiting periods but no scheme is trading yet and nothing is promised |
| RealTIn liquidation | A sell order to RealT at the last appraisal value, settled in 8 to 14 days, or trading between whitelisted wallets on decentralised exchanges. Nothing is open since the company entered voluntary liquidation on 2 July 2026 | US holders had a one-year holding period before trading on an exchange, non-US holders could sell once whitelisted | Any time on the exchanges, about two weeks through the website buyback | No. RealT's disclaimer said no public market existed or was assured, and the website buyback was at its discretion |
| LandaClosed | In-app secondary market where investors trade shares with limit or market orders once a series has sold out, currently paused | Not published | Not published | No. Landa says it cannot guarantee an active marketplace and that investors must be prepared to hold shares indefinitely, and deposits and trading have been paused since April 2025 |
| FintorClosed | Hold until the home is sold. Interests were generally not transferable except through an alternative trading system, which did not exist at qualification | Not published | Not published | No. The circular said there was no public trading market for any of the interests and none might develop |
| HoneyBricksClosed | Bulletin board where eligible investors post private sale offers within a valuation range for other eligible investors, with a 30-day review window per offer and settlement in USDC on-chain | 12 months under SEC Rule 144 for investors who joined through HoneyBricks (the page also says 6 months for investors already in a manager's private network) | Not published | No. Transfers depend on both the investment and the investor being eligible, and nothing on the page says a listed offer will find a buyer |
| Reinvest24In liquidation | Secondary market where you list claim units, from one unit upward, for other Reinvest24 investors to buy | Not published | Not published | No. The platform is winding down and says the timing and amount of returned funds depend on ongoing legal and recovery proceedings |
| RendityClosed | Trading platform where you posted an offer for your shares at your price and waited for another Rendity investor to buy | Minimum term of five years for a PropShare, an earlier sale was only possible on the trading platform | Not published | No. A sale only completed when a buyer accepted your offer, and the platform has since closed |
Table of contents
The Short Answer
No. You cannot sell a fractional property share in seconds at a price you can see, the way you sell a listed share. On the most liquid platforms, Lofty and BrickX, you can list your shares any time and sell when another investor takes your price, which may be today or may be never. On Stake you wait a year, then sell in one of two two-week windows. On Arrived you wait six months, then sell in a one-week window each month. On Collab there is no market at all, and you hold until the company sells the building. That is not a flaw in any one platform. The asset underneath is a house or a building, and houses do not have a bid at every second. What a platform can offer is a way to find a buyer among its other investors, or a promise to buy from you itself out of a limited pot. Both are better than owning a whole house, and neither is a bank account.
The Three Ways Out
A platform market. The platform runs an order book where its own investors buy and sell shares in a property. You set a price or take the best one offered, the trade settles on the platform, and the platform takes a cut. Lofty, BrickX, Arrived, Stake, Prypco Mint, Lokl, Binaryx, Cityfunds and MeyReal all work this way, with very different rules on when the book is open. The price is whatever a buyer will pay, which can be above or below the last valuation. Redemption. The platform buys your shares back itself. Fundrise does this quarterly out of its funds, first come first served, and can pause or limit it. Arrived's funds redeem quarterly after six months. RealT used to buy tokens back at the last appraisal within two weeks, at its own discretion, until it stopped paying rent and then entered liquidation. Sale of the property. The property is sold, the loan is repaid, and what remains is paid out by share. This is the only exit on Collab and Sols Lot, the exit at maturity on Reental's fixed-term projects, and the eventual exit everywhere else. The timing belongs to the platform or to an investor vote, not to you. BrickX lets Brick holders vote to sell the property if nobody will buy their Bricks. The guide to how to sell fractional real estate shares walks through placing an order on each platform. This page is about whether and when you can.
Lock-Ups and Windows, Platform by Platform
The two numbers that decide whether your money is reachable are the lock-up, the period after buying during which you cannot sell at all, and the cadence, how often the door opens after that. Any time, no lock-up: Lofty (an exchange open around the clock, with market makers for instant fills at an extra 2.5%), BrickX (an order book per property, open any time after the trust settles), MeyReal (its NFT marketplace, with per-asset exceptions allowed), Binaryx (once a property's primary sale has closed). Reental's help hub says any time for non-US investors, though its offering documents say no secondary market currently exists and transfers are restricted. Lokl sells on request, in order of application, whenever a buyer appears. Lock-up then windows: Stake holds you for one year from the property's acquisition, then opens a two-week window in May and another in November. Arrived holds you for six months, then opens its secondary market for one week every month. Prypco Mint holds you for three months, then lets you sell any time at a price within 15% of the latest Dubai Land Department valuation. Redemption on a schedule: Fundrise processes requests quarterly, with a 1% penalty on eREIT shares sold inside five years and none on its main funds. No exit until sale: Collab tells investors in its circular to expect to hold until the building is sold, with transfers needing the managing member's consent. Sols Lot opens a route only when one is approved and has capacity. Mogul describes a typical hold of five to seven years and publishes no lock-up. Cityfunds' secondary market exists on paper but new investment has been paused since February 2025. US investors in tokenized offerings carry an extra year. Reental and the former RealT both sold to US persons under Regulation D, which brings a one-year holding period before the tokens can trade.
Nobody Guarantees a Buyer
Read the last column of the table. Every platform, in its own words, says the same thing. Lofty promises neither a buyer nor a return of capital. BrickX says you cannot sell without a willing buyer and calls the investment illiquid in its disclosure statement. Collab says you may never be able to liquidate. Stake, Arrived and Prypco Mint all say a listing sells only when another investor buys it. Fundrise can suspend redemptions. This matters most on the platforms that look most liquid. A token that trades on a blockchain around the clock has a transfer mechanism, not a market. Whether anyone is on the other side at a sensible price depends on how many investors the platform has, how much they want that property, and what is happening to the platform itself. The RealT liquidation is the case study: its tokens kept moving between wallets long after rent payments had stopped and a court-appointed fiduciary had taken control of the houses. What happened to RealT is worth reading before you treat on-chain as a synonym for liquid. The practical reading of the table is this. Lock-up and cadence tell you the earliest you could sell. The platform's investor base, which Threeworld's listing counts and open-versus-funded figures hint at, tells you whether you will.
What an Early Exit Costs
Leaving before the property is sold costs twice: once in the fee and once in the price. The fee is in the fractional real estate fees table. Arrived takes up to 2.5% from each side of a trade. Stake takes 2.5% of the sale price, Lofty 3%, Lokl 3%, Binaryx 5% (a 3% discount to the buyer plus a 2% transaction fee), Prypco Mint 1%, BrickX 0.5%. Fundrise charges 1% on eREIT shares sold inside five years and nothing on its main funds. On the platforms with no market there is no exit fee because there is no exit. The price is the discount a buyer demands for taking your position now rather than waiting for a new offering. On an active platform with many investors and few sellers it can be zero or better. In a window with more sellers than buyers it can be 10% or more, and a platform with a thin investor base can have no bid at any price. Prypco Mint caps the swing by requiring listings within 15% of the official valuation. Most platforms do not. Add the two together and an exit in the first year or two can cost more than that year's rent. Which is why the better question is not how do I get out but how do I avoid needing to.
Invest as if You Cannot Sell
Four rules that make the liquidity question go away. Only invest money you will not need for the stated hold. If a listing says five to seven years, that is the horizon, and the secondary market is a bonus rather than a plan. The risks of fractional investing are mostly about time, and this is the one you control. Match the platform to your horizon. If there is any chance you want out in year one, Lofty, BrickX and Prypco Mint have no or short lock-ups. If you are certain you will hold, Collab's and Reental's lack of a market costs you nothing and their fees are lower for it. Spread positions across windows. Two Stake positions bought six months apart have different unlock dates and different selling windows. A few Arrived homes and one Lofty position give you a monthly window and a daily one. Size for the worst case. A position small enough that you would shrug if it were stuck for three years is the right size for an asset that might be. The guide to investing in real estate with $100 is where most people should start, for exactly this reason.
How We Check These Rules
Every row in the table comes from the platform's own help centre, terms, product disclosure statement or offering circular, with the source and the date we checked it on each platform page. Where a platform's pages disagree with its filings, as Reental's do on whether a secondary market exists today, the row says so. Where nothing is published, the cell says Not published. The rules change. Fundrise has revised its redemption terms more than once, Arrived's secondary market only opened in 2024, and Cityfunds paused new investment without changing its published rules at all. When you are about to rely on an exit route, confirm it on the platform's page on the day, and treat anything you cannot find in writing as unavailable.
Questions people ask
Is fractional real estate liquid?
- No, not like stocks. Most platforms run a secondary market among their own investors with lock-ups of three months to a year and trading windows from daily to twice a year, and none guarantees a buyer. Some platforms have no market at all, and you hold until the property is sold.
Which fractional real estate platform is easiest to sell on?
- Lofty and BrickX let you list shares any time with no minimum holding period, and Lofty's market makers fill market orders instantly for an extra 2.5%. Prypco Mint opens after three months. Whether you actually sell still depends on another investor wanting your shares at your price.
How long is the lock-up on fractional real estate?
- It varies by platform: none on Lofty, BrickX and Binaryx, three months on Prypco Mint, six months on Arrived, one year on Stake, and indefinite on Collab, where there is no market. US investors in Regulation D token offerings carry a one-year holding period on top.
What happens if nobody buys my fractional shares?
- You keep them and keep receiving your share of the rent until the property is sold, at which point you receive your share of the proceeds. On BrickX, holders can vote to sell the property if the order book has no buyers. On Fundrise, redemptions can be delayed. Plan on holding to the sale and treat any earlier exit as a bonus.
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