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Fintor: Fractional real estate platform, closed

A Regulation A app from 2022 that sold interests in single rental homes in the US South for about $5 a share. It withdrew its SEC offering in December 2023 without selling a unit under it, and the company now builds AI agents for mortgage lenders.

Profile checked October 24, 2026

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What happened at Fintor

  1. December 1, 2023

    Withdrew its Regulation A offering from the SEC

    Fintor Assets LLC asked the SEC to withdraw the qualified offering, saying no units had been sold under it. The company then pivoted to selling AI agents to mortgage lenders.

    Source: Fintor Assets LLC Form 1-A-W withdrawal letter (SEC), checked October 24, 2026.

What it cost

To buy
5% sourcing fee out of the money raised, plus up to 5% offering costs and a 1% brokerage feeAll taken from gross offering proceeds per the 2022 circular. The manager could waive or reduce the sourcing fee.
Each year
1% asset management fee on capital contributed, plus 10% of rents collected for property managementPaid from net rental income. No property management fee was charged while a home was vacant.
To sell
5% to 8% of the gross sale price as a disposition feeCharged to the series when its home was sold.

Source: Fintor Assets LLC offering circular (SEC), checked October 24, 2026.

How you exited

Mechanism
Hold until the home is sold. Interests were generally not transferable except through an alternative trading system, which did not exist at qualification
Lock-up
Not published
How often
Not published
Guaranteed
No. The circular said there was no public trading market for any of the interests and none might develop

Source: Fintor Assets LLC offering circular (SEC), checked October 24, 2026.

What you own

Structure
Membership interests in one series of Fintor Assets LLC per home, with Fintor Inc as manager and the home titled to the series
Regulator
SEC, qualified as a Regulation A Tier 2 offering in July 2022 and withdrawn on 1 December 2023

Source: Fintor Assets LLC offering circular (SEC), checked October 24, 2026.

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About

Fintor set out to let you buy a slice of a single rental home for the price of a coffee. Each house sat in its own series of Fintor Assets LLC, you bought membership interests priced from about $5, and rent after costs was meant to flow back as distributions. The first homes were in Alabama, Georgia and Tennessee. The SEC qualified the offering under Regulation A Tier 2 in July 2022. On 1 December 2023 Fintor asked the SEC to withdraw it, saying continuing was not in the company's best interest and that no units had been sold under the statement. Fintor Inc, the manager, now describes itself as building an autonomous AI workforce for the mortgage industry and its website no longer mentions property investing. The figures below are what the 2022 offering circular promised, kept for the record. There is nothing to buy on Fintor today.

Property types

  • Single-family rentals

What you get

  • One interest per home from about $5
  • Each home held in its own series LLC
  • Regulation A Tier 2 qualified in 2022
  • Offering withdrawn December 2023
  • Company pivoted to mortgage AI

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