Best Fractional Real Estate Apps (2026)
The best fractional real estate apps in 2026 are Arrived, for SEC-qualified shares of US rental homes from $100 in an app that handles the whole purchase, Stake, for DFSA-regulated Dubai apartments from AED 500 with monthly rent in the app, Ark7, for the same US structure from $20, Lofty, for tokenized homes with daily rent and a 24-hour market, and Fundrise, the best known of them all, which sells funds rather than properties. Landa, the $5 app that defined the category, has been dark since April 2025, and that is the reason this guide ranks apps on what stands behind them rather than on their store ratings. The Threeworld index figures above are what the apps are selling, across every platform, as of today, and the Reworld app from Threeworld is where to compare them before you open any of them.
Table of contents
How We Ranked Them
An app store rating measures the checkout, not the investment, and Landa had a good one until the day it went down. So the order here comes from: 1. What the app sells: shares of named properties first, funds second, loans third. 2. What stands behind it: the regulator, the structure and the filings, from the Threeworld registry. 3. What you can do in the app: browse, buy, receive payouts, sell, and read the offering document, without leaving for a website. 4. Status: whether the platform is open and paying, from the registry's status and incident log. 5. Index coverage: live listings and how they rate. The Threeworld Score is a 0 to 100 rating of each listing against its peers on yield, price, funding pace and listing age, so a platform whose properties score well is one whose listings hold up next to the competition rather than one with the loudest marketing. Only apps with a native iOS or Android app are ranked. Platforms that are web-only, such as Mogul, are covered in the best fractional real estate platforms guide. Threeworld lists every platform's properties side by side with the same fields, never holds your money and never executes a trade, so use this ranking to shortlist and each platform's own offering documents to decide.
1. Arrived: US Rental Homes from $100
Best for: a US investor who wants to pick individual rental homes in an app and have the regulator-qualified paperwork done behind the scenes. What it sells: SEC-qualified Regulation A Tier 2 shares of a series LLC that owns one single-family rental, from $100, with monthly dividends and a secondary market on PPEX one week a month after six months. Arrived files annual and semi-annual reports on EDGAR and sells through the broker-dealer Dalmore Group. In the app: browse homes with photos, rent, purchase price and projected yield, fund an account, buy shares, receive dividends and list shares in a trading window. Reviewers' main complaints are about login convenience rather than the product. What the index shows: Arrived is the largest US source on Threeworld with the most conservative projected yields, around 4%. The Arrived review and Is Arrived safe cover the rest. Founded in Seattle in 2019, backed by Jeff Bezos, Marc Benioff and Dara Khosrowshahi.
2. Stake: Dubai Rentals from AED 500
Best for: anyone outside the US who wants a regulated, low-minimum property investment in an app that pays rent monthly. What it sells: shares in a DIFC special purpose vehicle that holds the Dubai Land Department title deed, with a share certificate in your name on the DIFC register, under Dubai Financial Services Authority regulation, from AED 500 (about $136). Monthly rent after the building's service charge and Stake's 0.25% a year, exit windows in May and November after a year, 2.5% to sell. In the app: browse Dubai apartments with the building, the area, the tenant status and the projected net yield, pass the identity check, buy, receive rent and list shares in a window. Stake accepts investors from most countries, and recurring reviewer complaints are about deposit fees from some banks and the gap between advertised and realised returns. What the index shows: Stake is the largest source on the Threeworld index by a wide margin, with a median projected yield near 5.6%. The Stake review, Stake vs SmartCrowd and the top fractional properties in Dubai list have the detail.
3. Ark7: The Same US Structure from $20
Best for: a US investor who wants the Arrived structure at a lower share price and does not mind a year before selling. What it sells: interests in a numbered series of Ark7 Properties LLC, one rental home per series, qualified under Regulation A and sold through Dalmore Group, from around $20 a share, with rent paid on the third of each month. Ark7 takes a 3% sourcing fee from each raise and 15% of free cash flow, with no fee on your balance and no trading fee on PPEX after the 12-month hold. In the app: browse homes, buy any number of shares, track monthly distributions and, after a year, list shares on the secondary market. Ark7 reports more than 300,000 investors (self-reported). It ranks below Arrived on size and lock-up, not on structure, which is identical. The Ark7 review and Arrived vs Ark7 go through it.
4. Lofty: Daily Rent and a Market That Never Closes
Best for: an investor who wants the smallest slice, rent every day and an exit at any hour, and is comfortable with a wallet and a stablecoin. What it sells: fractional membership in a separate LLC per home, recorded as a token on Algorand, from $50, with rent paid daily in USDC and a marketplace open around the clock with no holding period. No named regulator, 2.5% to buy, 3% to sell, no annual fee. In the app: browse homes with the LLC's costs shown on the listing, buy with a card or crypto, watch rent accrue daily, place limit orders or sell instantly to a market maker for an extra 2.5%, and vote on property proposals. Lofty's help centre describes Face ID on iOS and fingerprint unlock on Android. What the index shows: yields above the index median from lower-priced metros. The Lofty review, Arrived vs Lofty and Lofty vs RealT are the reading, and the last one is why this app is fourth rather than first.
5. Fundrise and Concreit: The Fund Apps
Fundrise is the best-known real estate investing app in the US and the one most people mean when they say they invest in real estate from their phone. It sells shares of diversified funds from $10, the Flagship, Income and Innovation funds registered under the Investment Company Act plus older Regulation A eREITs, with quarterly dividends and quarterly repurchase offers instead of a secondary market. It is a good app and it is not fractional ownership of named properties, which is why Fundrise appears on Threeworld as a platform profile rather than as listings. It suspended redemptions on its legacy eREITs from October 2025 to April 2026 while merging them. Arrived vs Fundrise is the comparison. Concreit is an app-first Seattle platform with two products: Cash Flow, a Regulation A fund of first-lien real estate loans paying weekly from $100, and Home Shares, $100 interests in individual rental homes paying quarterly. Its manager is an SEC-registered investment adviser, withdrawals can be requested any time after 60 days and are paid when funds allow. The fund is the main product and the Home Shares are the fractional one. Groundfloor, Realbricks and Reental also run native apps. Groundfloor from $10 in short-term property loans under Regulation A, Realbricks from $100 in $10 shares of Midwest and Southern rental homes with one series trading on PPEX, and Reental for its tokenized Spanish and US projects paid monthly in USDT.
The Apps That Went Dark
Landa is the reason this guide exists. Its app sold $5 shares of rental homes in Georgia and New York, paid monthly dividends and ran an in-app market, and it was the easiest fractional real estate app ever built. Dividends stopped in January 2025, the app and portal went down on 5 April 2025 and never reopened, and its lenders sued over more than $35 million in defaulted loans. The app held the only copy of investors' statements. What happened to Landa has the timeline and Landa alternatives covers where to go instead. Fintor, a Cupertino app selling $5 shares, withdrew its SEC offering in December 2023 without selling a unit and now sells software to mortgage lenders, while its site still describes a property app. Proptee, a Vilnius app selling €1 property tokens under a crypto licence, has not updated its app, terms or reports since 2022. RealT ran through a website rather than an app, and is liquidating. Every one of these is on the frozen withdrawals tracker with its date and source, and the pattern is the same each time: the payouts slipped first, then the app went quiet. Download every statement the day it arrives, whatever the app.
Compare Every App's Listings Before You Download One
Every app above sells its own inventory, and opening five of them to compare a Dubai apartment with a Tennessee house means five accounts and five identity checks before you have seen a single yield side by side. The Threeworld marketplace shows every open listing from every platform on the index with the same fields, free and without an account, and the Reworld app from Threeworld puts the same list, the index and the AI assistant on your phone. It never holds your money and sends you to the platform's own app to buy. Then pick the app whose structure you want to hold. Regulation A shares in a bank account, Arrived or Ark7. A DFSA-regulated Dubai company with your name on the register, Stake. A token in your own wallet with daily rent, Lofty. A fund, Fundrise or Concreit. The best fractional real estate platforms guide covers every platform once, and the fractional real estate aggregators guide explains how the comparison works.
Questions people ask
What is the best fractional real estate app?
- Arrived, for US investors who want SEC-qualified shares of individual rental homes from $100 with monthly dividends and a secondary market in the app. Stake is the best app for investors outside the US, selling DFSA-regulated Dubai apartments from AED 500. Fundrise is the most downloaded but sells funds, not properties.
Is there still a $5 real estate app?
- No working one. Landa, which sold $5 shares, has been dark since April 2025, and Fintor withdrew its $5 offering in 2023. The lowest entries in open apps are Ark7 at around $20 a share, Lofty at $50 a token, Realbricks at $10 a share with a ten-share minimum, and Fundrise and Groundfloor at $10 for funds and loans.
Are fractional real estate apps safe?
- The app is not the safeguard, the structure behind it is. Arrived, Ark7, Realbricks, Concreit and Groundfloor sell SEC-qualified Regulation A offerings, Stake is regulated by the DFSA, and Lofty names no regulator. Landa's app was well rated until the day it went down, so check the platform's status, filings and regulator before the star rating.
Which app lets me compare fractional real estate platforms?
- The Reworld app from Threeworld shows every open listing from every platform on the Threeworld index with the same fields, the daily index and an AI assistant, without holding your money. Each platform's own app sells only its own properties.
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